INSURANCE FOR STARTUPS, FREELANCERS & SMALL BUSINESSES

Instant quotes. Clear policies. Backed by Australia’s top insurers.

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4.9/5
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Trusted by 60,000+ small business types

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Who we are
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WHO WE ARE

UNHAPPY WITH YOUR BUSINESS INSURANCE?
SO ARE WE.

We started upcover to make insurance better. Simplified,
streamlined and accessible. To apply technology, to make it quicker to get a quote and to be transparents about the process. It’s time to re-think insurance. it’s time to get up.

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who we are
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WHO WE ARE

UNHAPPY WITH YOUR BUSINESS INSURANCE?
SO ARE WE.

upcover helps small businesses and tech startups get the right insurance, without the jargon or the back-and-forth.

Get an instant quote online or talk to a specialist and we’ll line up the right policy for you.

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GET INSTANT QUOTE

upcover is trusted by business owners like you

60,000+

Businesses

4.9/5

Customer Rating

40+

Insurance Partners

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WHO WE COVER

CHOOSE FROM OVER 1,000+ BUSINESS TYPES

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WHAT WE OFFER

Cover options for your business

Pick what you need and we’ll help you get it sorted.

Allied Health Professional

Covers claims arising from treatment and professional errors

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Public & Products Liability

Covers third-party claims from injury or property damage

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Professional Indemnity

Covers claims arising from professional services & errors

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Cyber & Technology Insurance

Covers claims arising from cyber events or breaches

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Information Technology Liability

Covers claims from IT errors and service failures

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Business Pack

Can include glass, business interruption, theft, contents.

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Management Liability (D&O)

Covers claims arising from management decisions & workplace issues

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Commercial Motor and Fleet Insurance

Covers damage and liability for your business vehicles

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WHY UPCOVER

WHY OUR CUSTOMERS LOVE US

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4.9/5 on

Google

Talan Rosser

November 10, 2025

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upcover has been my first and only cover so far. I have no plan on changing anytime soon. Very well priced, well covered and very good service. Highly recommend.

4

Lydia Culhane

October 30, 2025

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I had an excellent experience with upcover! The process of getting my small business insurance was quick, straightforward, and completely stress-free.

5

Wilson Carder

November 18, 2025

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I had a really positive experience with upcover. The process was simple and stress-free, and every detail was crafted with small businesses in mind.

2.5

Haylie Septimus

November 20, 2025

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upcover has been my first and only cover so far. I have no plan on changing anytime soon. Very well priced, well covered and very good service.

4

Stress-Free Insurance Process

I had an excellent experience with upcover! The process of getting my small business insurance was quick, straightforward, and completely stress-free.

5 stars

Lydia Culhane

5 stars

Well Priced, Well Covered

upcover has been my first and only cover so far. I have no plan on changing anytime soon. Very well priced, well covered and very good service. Highly recommend.

5 stars

Rayna George

Easy to Find the Right Cover

I had a really positive experience with upcover. The process was simple and stress-free, and every detail was crafted with small businesses in mind

5 stars

Carter Dorwart

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BENEFITS

BENEFITS OF CHOOSING UPCOVER

Fast quotes, flexible cover, and expert support when you need it.

Digital Insurance
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Market Leading
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Market Leading Insurance

Acclaimed Claims
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Digital Claims Notification

Instant Proof of
Insurance

Instant Proof of Insurance

Cancel Anytime
Insurance

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Our Partners

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INSIGHTS

FROM OUR BLOG

Coverage, risk management and compliance, explained in plain English.

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Navigating the Complex Landscape of Privacy Regulation

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June 6, 2025

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Cybersecurity Tips for Founders: Are You Ready for Hackers Plumbing

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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June 6, 2025

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Cybersecurity Tips for Founders: Are You Ready for Hackers

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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Protect your business today.

Fast. Simple. Trusted.

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