INSURANCE FOR

Handyman

Flexible cover for all-rounders—protect your tools, projects, and clients with ease.

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Trusted by 60,000+ small business

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INSURANCE FOR

Handyman

Flexible cover for all-rounders—protect your tools, projects, and clients with ease.

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4.9/5
Star

on Google

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Trusted by 60,000+ small business types

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REASON

WHY

Handyman

NEED INSURANCE

As a jack-of-all-trades, you face different risks with every job. Insurance for handymen covers injuries, property damage, and liability, ensuring you’re protected no matter the task.

upcover is trusted by business owners like you

60,000+

Businesses

4.9/5

Customer Rating

40+

Insurance Partners

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WHO WE COVER

IT’S QUICK, IT’S EASY, IT’S UPCOVER

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PRODUCTS

COVERAGE FOR

Handyman

Public & Products Liability

Covers third-party claims from injury or property damage

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Professional Indemnity

Covers claims arising from professional services & errors

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Allied Health Professional

Covers claims arising from treatment and professional errors

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Business Pack

Can include glass, business interruption, theft, contents.

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Management Liability (D&O)

Covers claims arising from management decisions & workplace issues

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Electronic Equipment

Covers unfair dismissal, harassment and tax audits.

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Cyber & Technology Insurance

Covers claims arising from cyber events or breaches

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Business Insurance

Covers assets, liabilities and business interruption.

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SEE MORE PRODUCTS
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RISKS

KEY INDUSTRY RISKS

Key factors that could impact the industry’s performance

Regulatory Compliance and Policy Changes
Frequent legislative and funding changes (e.g., NDIS) increase admin work, and heighten compliance risks for providers.


Client Safety and Duty of Care
Providers must reduce risks in safety, abuse prevention, and medication and breaches cause legal


Workforce Shortages and Retention Challenges
Ongoing shortages and high turnover among support workers, therapists, and nurses increase costs.


Financial Sustainability and Funding Pressures
Funding delays, audits, or rule changes can disrupt cash flow, threatening providers’ viability operating on thin margins.


Cybersecurity and Data Privacy Risks
Disability support providers risk breaches, legal penalties, and lost trust without strong digital security for sensitive client data.

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CLAIMS EXAMPLES

Handyman

CLAIM EXAMPLES

Real-world examples of how our insurance helps protect handymen and their clients

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

Slip on Wet Floor

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

SCENARIO

A client employee slipped on a freshly mopped floor and injured their wrist.

WHY IT’S COVERED

Public liability covers injuries to third parties caused by cleaning activities, including slips and falls.

Slip on Wet Floor

SCENARIO

A traveler cancels their trip due to unforeseen circumstances and needs to file a claim for non-refundable expenses.

WHY IT’S COVERED

Travel insurance protects against unexpected events that can disrupt travel plans, providing financial relief for non-refundable costs.

Chemical Spill Damage

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WHAT WE OFFER

WHY BUSINESSES CHOOSE UPCOVER

Simple business insurance with fast quotes, flexible policies, and expert support.

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Digital Claims Notification

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Instant Proof of Insurance

Our Partners

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FAQ

Handyman

INSURANCE FAQs

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BLOGS

FROM OUR BLOG

Get the latest updates on our articles

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October 15, 2023

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Disability Support & Care

How the NDIS Quality and safeguards Commission Affects Your Insurance - Business Copy

The NDIS Commission sets the standards for safety, quality, and accountability in disability services. These

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October 15, 2023

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Cleaners

Let see how NDIS Quality and safeguards Commission Affects Your Insurance - Business

The NDIS Commission sets the standards for safety, quality, and accountability in disability services. These

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October 10, 2023

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Accountants and Bookeepers

Cybersecurity Tips for Founders: Are You Ready for Hackers Copy

Cyber threats can harm startups. Learn essential cybersecurity tips to protect your business from loss, damage, and legal risk

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