INSURANCE FOR

Hospitality

Comprehensive protection for those who care for others—so you’re covered while doing what you do best.

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Trusted by 60,000+ small business

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INSURANCE FOR

Hospitality

Instant quotes, clear policies, backed by Australia’s top insurers

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4.9/5
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on Google

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Trusted by 60,000+ small business types

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REASON

WHY

Hospitality

NEED INSURANCE

As a nurse, your work directly impacts people’s health. Insurance ensures you’re protected against professional liability, workplace incidents, and unexpected claims—so you can keep focusing on patient care.

upcover is trusted by business owners like you

60,000+

Businesses

4.9/5

Customer Rating

40+

Insurance Partners

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WHO WE COVER

IT’S QUICK, IT’S EASY, IT’S UPCOVER

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PRODUCTS

COVERAGE FOR

Hospitality

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RISKS

KEY INDUSTRY RISKS

Key factors that could impact the industry’s performance

Regulatory Compliance and Policy Changes
Frequent legislative and funding changes (e.g., NDIS) increase admin work, and heighten compliance risks for providers.


Client Safety and Duty of Care
Providers must reduce risks in safety, abuse prevention, and medication and breaches cause legal


Workforce Shortages and Retention Challenges
Ongoing shortages and high turnover among support workers, therapists, and nurses increase costs.


Financial Sustainability and Funding Pressures
Funding delays, audits, or rule changes can disrupt cash flow, threatening providers’ viability operating on thin margins.


Cybersecurity and Data Privacy Risks
Disability support providers risk breaches, legal penalties, and lost trust without strong digital security for sensitive client data.

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CLAIMS EXAMPLES

Hospitality

CLAIM EXAMPLES

Real-world examples of how our insurance helps protect nursing and their client

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

Kitchen Fire Damage

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

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WHAT WE OFFER

WHY BUSINESSES CHOOSE UPCOVER

Simple business insurance with fast quotes, flexible policies, and expert support.

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Our Partners

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FAQ

Hospitality

INSURANCE FAQs

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BLOGS

FROM OUR BLOG

Coverage, risk management and compliance, explained in plain English.

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