Upcover - FAQs

Recently Asked

Does General Liability cover damage to my own property?

No, General Liability only covers third-party claims. To protect your business property, you’ll need a Commercial Property Insurance or a Business Owner’s Policy (BOP).

Is General Liability Insurance required by law?

It’s not legally required in most cases, but many landlords, clients, or partners will require proof of it before doing business with you. It’s often considered a foundational policy.

What does General Liability Insurance cover?

It covers claims of bodily injury, property damage, and personal or advertising injury that occur as a result of your business operations. It's essential protection for customer-facing businesses.

Categories

Insurance terms can be confusing—get clear, expert answers to your most frequently asked questions

General Liability

Documents often linked to commercial insurance policies.

Directors & Officers

Legal terminology in everyday language.

Errors & Omissions

The language of fundraising and startup capital.

Intellectual Property

Simple definitions of common commercial insurance terms.

General FAQs

Employment terms in commercial insurance.

Property Insurance

Terminology for directors and officers liability insurance.

Workers Comp

Covers medical bills, lost wages, and rehab for job-related injuries..

Cyber Insurance

Covers legal claims from product-related injuries or damages.

Product Liability

Covers legal claims from product-related injuries or damages.

faq images

Product Liability

Covers legal claims from product-related injuries or damages.

faq images

Cyber Insurance

Covers legal claims from product-related injuries or damages.

faq images

Workers Comp

Covers medical bills, lost wages, and rehab for job-related injuries..

faq images

Property Insurance

Terminology for directors and officers liability insurance.

faq images

General FAQs

Employment terms in commercial insurance.

faq images

Intellectual Property

Simple definitions of common commercial insurance terms.

faq images

Errors & Omissions

The language of fundraising and startup capital.

faq images

Directors & Officers

Legal terminology in everyday language.

faq images

General Liability

Documents often linked to commercial insurance policies.

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© 2026 upcover Pty Ltd ABN 17 628 197 437, Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078. upcover arranges insurance products with selected insurers and underwriters. upcover does not compare all general insurers or insurance products available in the market.

The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.