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REASON
Leaks and water damage can happen even on the best jobs. Plumbers’ insurance protects you from claims, accidents, and unexpected costs—keeping your business flowing smoothly.
Businesses
Customer Rating
Insurance Partners
WHO WE COVER
PRODUCTS
Covers third-party claims from injury or property damage
Covers claims arising from professional services & errors
Covers claims arising from treatment and professional errors
Can include glass, business interruption, theft, contents.
Covers claims arising from management decisions & workplace issues
Covers unfair dismissal, harassment and tax audits.
Covers claims arising from cyber events or breaches
Covers assets, liabilities and business interruption.
RISKS
Key factors that could impact the industry’s performance
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Regulatory Compliance and Policy Changes
Frequent legislative and funding changes (e.g., NDIS) increase admin work, and heighten compliance risks for providers.
Client Safety and Duty of Care
Providers must reduce risks in safety, abuse prevention, and medication and breaches cause legal
Workforce Shortages and Retention Challenges
Ongoing shortages and high turnover among support workers, therapists, and nurses increase costs.
Financial Sustainability and Funding Pressures
Funding delays, audits, or rule changes can disrupt cash flow, threatening providers’ viability operating on thin margins.
Cybersecurity and Data Privacy Risks
Disability support providers risk breaches, legal penalties, and lost trust without strong digital security for sensitive client data.
CLAIMS EXAMPLES
Real-world examples of how our insurance helps protect Plumbers and their clients
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
WHAT WE OFFER
Simple business insurance with fast quotes, flexible policies, and expert support.














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