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Coverages
NOT SURE?
Talk to our small business insurance specialists to find a tailored cover that works for you and your unique business needs.
GET INSTANT QUOTE
Coverages across 1000+ industries
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NOT SURE?
Talk to our small business insurance specialists to find a tailored cover that works for you and your unique business needs.
GET INSTANT QUOTE
Coverages across 1000+ industries
CHOOSE YOUR PATH
Select how you’d like to proceed with your insurance needs.
Schedule a Call Today
Talk to a real insurance expert on your time.
WHAT’S IN THIS STEP :
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
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Already have coverage? Let’s simplify your service
WHAT’S IN THIS STEP :
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
INSURANCE FOR
IT & Software Development Professionals
Keep your salon stress-free with insurance that covers treatments, clients, and your business.
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Trusted by 60,000+ small business
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REASON
WHY
IT & Software Development Professionals
NEED INSURANCE
Client reactions, equipment damage, or salon accidents can happen anytime. Nail tech insurance helps cover treatment risks and claims, letting you focus on creating flawless results.
upcover is trusted by business owners like you
60,000+
Businesses
4.9/5
Customer Rating
40+
Insurance Partners
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WHO WE COVER
IT’S QUICK, IT’S EASY, IT’S UPCOVER
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PRODUCTS
COVERAGE FOR
IT & Software Development Professionals
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Public & Products Liability
Covers third-party claims from injury or property damage
Professional Indemnity
Covers claims arising from professional services & errors
Allied Health Professional
Covers claims arising from treatment and professional errors
Business Pack
Can include glass, business interruption, theft, contents.
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Management Liability (D&O)
Covers claims arising from management decisions & workplace issues
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Electronic Equipment
Covers unfair dismissal, harassment and tax audits.
Cyber & Technology Insurance
Covers claims arising from cyber events or breaches
Business Insurance
Covers assets, liabilities and business interruption.
RISKS
KEY INDUSTRY RISKS
Key factors that could impact the industry’s performance
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Regulatory Compliance and Policy Changes
Frequent legislative and funding changes (e.g., NDIS) increase admin work, and heighten compliance risks for providers.
Client Safety and Duty of Care
Providers must reduce risks in safety, abuse prevention, and medication and breaches cause legal
Workforce Shortages and Retention Challenges
Ongoing shortages and high turnover among support workers, therapists, and nurses increase costs.
Financial Sustainability and Funding Pressures
Funding delays, audits, or rule changes can disrupt cash flow, threatening providers’ viability operating on thin margins.
Cybersecurity and Data Privacy Risks
Disability support providers risk breaches, legal penalties, and lost trust without strong digital security for sensitive client data.
CLAIMS EXAMPLES
IT & Software Development Professionals
CLAIM EXAMPLES
Real-world examples of how our insurance helps protect Nail Technicians and their clients
SCENARIO
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
WHY IT’S COVERED
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
SCENARIO
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
WHY IT’S COVERED
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
SCENARIO
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
WHY IT’S COVERED
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
WHAT WE OFFER
WHY BUSINESSES CHOOSE UPCOVER
Simple business insurance with fast quotes, flexible policies, and expert support.
Digital Claims Notification
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FAQ
IT & Software Development Professionals
INSURANCE FAQs
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1300 872 683
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