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Common Industry Risks   

Understanding the risks in your industry and how our comprehensive coverage responds to protect your business.

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The Risks

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Risks Response

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Businesses Covered

Choose from over 1000+ business types

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Products

Coverage for

Managed IT Service Providers

Commercial Motor and Fleet Insurance

Covers damage and liability for your business vehicles

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Business Pack

Can include glass, business interruption, theft, contents.

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Claim Examples

Managed IT Service Providers

Claim Examples

Real-world examples of how our insurance helps protect Restaurant and their clients

SCEANRIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT'S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

Slip on Wet Floor

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

SCEANRIO

A client employee slipped on a freshly mopped floor and injured their wrist.

WHY IT'S COVERED

Public liability covers injuries to third parties caused by cleaning activities, including slips and falls.

Slip on Wet Floor
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Important: Scenarios are examples only. Coverage is subject to policy terms, conditions and exclusions. Policy wordings vary between insurers. Refer to the PDS or Policy Wording for details.

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Benefits

Why Businesses trust upcover

Get quotes in minutes, adjust your cover as your business evolves, and lean on expert support to help you make confident insurance decisions.

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FAQs

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Blogs

From Our Blog

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The NDIS Commission sets the standards for safety, quality, and accountability in disability services. These

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upcover's second Finnies win!

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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