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Common Industry Risks   

Understanding the risks in your industry and how our comprehensive coverage responds to protect your business.

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The Risks

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Risks Response

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Businesses Covered

Choose from over 1000+ business types

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Products

Coverage for

Nurse

Public & Products Liability

Covers third-party claims from injury or property damage

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Professional Indemnity

Covers claims arising from professional services & errors

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Allied Health Professional

Covers claims arising from treatment and professional errors

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Commercial Motor and Fleet Insurance

Covers damage and liability for your business vehicles

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Business Pack

Can include glass, business interruption, theft, contents.

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Management Liability (D&O)

Covers claims arising from management decisions & workplace issues

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Electronic Equipment

Covers unfair dismissal, harassment and tax audits.

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Cyber Insurance

Covers claims arising from cyber events or breaches

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SEE MORE PRODUCTS
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Claim Examples

Nurse

Claim Examples

Real-world examples of how our insurance helps protect nursing and their client

SCEANRIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT'S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

Slip on Wet Floor

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

SCENARIO

A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.

WHY IT’S COVERED

Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.

SCEANRIO

A client employee slipped on a freshly mopped floor and injured their wrist.

WHY IT'S COVERED

Public liability covers injuries to third parties caused by cleaning activities, including slips and falls.

Slip on Wet Floor
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Important: Scenarios are examples only. Coverage is subject to policy terms, conditions and exclusions. Policy wordings vary between insurers. Refer to the PDS or Policy Wording for details.

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Benefits

Why Businesses trust upcover

Get quotes in minutes, adjust your cover as your business evolves, and lean on expert support to help you make confident insurance decisions.

Our Partners

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FAQs

Nurse

Insurance Queries

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Blogs

From Our Blog

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Cybersecurity Tips for Founders: Are You Ready for Hackers Plumbing

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Cybersecurity Tips for Founders: Are You Ready for Hackers

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