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REASON
Hands-on treatments can lead to unexpected injuries or claims. Insurance for osteopaths protects your practice from legal and professional risks, giving you confidence to care for every patient.
Businesses
Customer Rating
Insurance Partners
WHO WE COVER
PRODUCTS
Covers third-party claims from injury or property damage
Covers claims arising from professional services & errors
Covers claims arising from treatment and professional errors
Can include glass, business interruption, theft, contents.
Covers claims arising from management decisions & workplace issues
Covers unfair dismissal, harassment and tax audits.
Covers claims arising from cyber events or breaches
Covers assets, liabilities and business interruption.
RISKS
Key factors that could impact the industry’s performance
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Property Damage and Accidents
Cleaners work around fragile surfaces and furniture, increasing the risk of accidental damage.
Chemical and Equipment Hazards
Cleaning products and machinery can cause injuries or damage if used incorrectly.
Client Safety and Slips
Wet floors and cleaning processes can lead to slips, falls or safety incidents.
Theft and Equipment Loss
Portable tools and machines are easily stolen or damaged while on the job.
Business Interruption Risks
Equipment breakdowns or site access issues can delay jobs and disrupt income.
CLAIMS EXAMPLES
Real-world examples of how our insurance helps protect Hotel or Motel and their clients
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
WHAT WE OFFER
Simple business insurance with fast quotes, flexible policies, and expert support.














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June 6, 2025
Handyman
We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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June 6, 2025
Plumbers
We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...


June 6, 2025
Nurse
We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...
