INSURANCE FAQS

Insurance can be confusing, get clear answers to your most common questions from the experts.

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What limit do i need?

What does D&O cover?

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INSURANCE FAQS

Insurance can be confusing, get clear answers to your most common questions from the experts.

Try Searching:

What limit do i need?

What does D&O cover?

RECENTLY ASKED  

Is Cyber Insurance necessary for small businesses?

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Yes, small businesses are often targeted by cybercriminals due to weaker security systems. Cyber Insurance helps cover financial losses and regulatory fines in the event of an attack or data breach.

What does Cyber Insurance typically cover?

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Cyber Insurance usually covers data breaches, ransomware attacks, legal fees, customer notification, credit monitoring, and loss of income due to business interruption caused by a cyber event.

Is Product Liability required if I only sell on Etsy or Amazon?

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Even small online sellers can be held liable for defective products. Platforms like Amazon may require sellers to carry Product Liability Insurance, especially once sales volume increases.

CATEGORIES

Insurance terms can be confusing—get clear, expert answers to your most frequently asked questions

General Liability

Documents often linked to commercial insurance policies.

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Directors & Officers

Legal terminology in everyday language.

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Errors & Omissions

The language of fundraising and startup capital.

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Intellectual Property

Simple definitions of common commercial insurance terms.

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General FAQs

Employment terms in commercial insurance.

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Property Insurance

Terminology for directors and officers liability insurance.

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Workers Comp

Covers medical bills, lost wages, and rehab for job-related injuries..

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Cyber Insurance

Covers legal claims from product-related injuries or damages.

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Product Liability

Covers legal claims from product-related injuries or damages.

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Product Liability

Covers legal claims from product-related injuries or damages.

VIEW CATEGORY
faq images

Cyber Insurance

Covers legal claims from product-related injuries or damages.

VIEW CATEGORY
faq images

Workers Comp

Covers medical bills, lost wages, and rehab for job-related injuries..

VIEW CATEGORY
faq images

Property Insurance

Terminology for directors and officers liability insurance.

VIEW CATEGORY
faq images

General FAQs

Employment terms in commercial insurance.

VIEW CATEGORY
faq images

Intellectual Property

Simple definitions of common commercial insurance terms.

VIEW CATEGORY
faq images

Errors & Omissions

The language of fundraising and startup capital.

VIEW CATEGORY
faq images

Directors & Officers

Legal terminology in everyday language.

VIEW CATEGORY
faq images

General Liability

Documents often linked to commercial insurance policies.

VIEW CATEGORY

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© 2025 upcover Pty Ltd ABN 17 628 197 437, Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078. upcover arranges insurance products with selected insurers and underwriters. upcover does not compare all general insurers or insurance products available in the market.

The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement.  Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.