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Coverages
Talk to our small business insurance specialists to find a tailored cover that works for you and your unique business needs.
Coverages across 1000+ industries
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Company
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Talk to our small business insurance specialists to find a tailored cover that works for you and your unique business needs.
Coverages across 1000+ industries
Select how you’d like to proceed with your insurance needs.
Talk to a real insurance expert on your time.
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
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Already have coverage? Let’s simplify your service
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
Insurance for food and beverage businesses across Australia, including public liability, products liability, cyber and business pack cover.
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Trusted by 60,000+ small business
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REASON
Food and beverage businesses deal with customers, food handling, payments and busy workspaces every day. The right cover helps protect you from claims arising from these activities, whether it’s an injury on site, damage to property, or issues caused by food handling. It also guards you against cyber risks, like payment fraud, data breaches or online attacks that can disrupt your operations.
Businesses
Customer Rating
Insurance Partners
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WHO WE COVER
PRODUCTS
Insurance designed for food and beverage operators across Australia.
Can include glass, business interruption, theft, contents.
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Covers claims arising from management decisions & workplace issues
Covers claims arising from cyber events or breaches
Covers income loss from injury/illness preventing work
RISKS
Key factors that could impact food and beverage businesses
Food Safety Incidents
Contamination, spoilage or allergic reactions can lead to customer claims and business disruption.
Customer Slips and Injuries
Spills, wet floors and high foot traffic increase the risk of accidents on your premises.
Equipment or Machinery Failure
Refrigeration, cooking or coffee equipment breakdowns can interrupt service and impact revenue.
Property Damage or Theft
Kitchen fires, storm damage or theft of stock and equipment can affect daily operations.
Regulatory and Compliance Issues
Food safety audits, licensing breaches or workplace incidents can lead to investigations and penalties.
CLAIMS EXAMPLES
Real-world examples of how the coverage helps protect food and beverage businesses
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
WHAT WE OFFER
Simple business insurance with fast quotes, flexible policies, and expert support.
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FAQ
BLOGS
Coverage, risk management and compliance, explained in plain English.
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Level 8, 11 York Street, Sydney
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Speak with our specialist, everyday from 9am - 9pm.
Get help with your quote,
We'll reply within 24hrs
Chat with our specialist, everyday from 9am - 9pm
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