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REASON
Carpet and fabric cleaning involves chemicals, machinery and work in customers homes. Stains, shrinkage, damage or slips can lead to costly claims. The right insurance gives you confidence on every job so you can focus on quality cleaning, not potential risks or legal bills.
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WHO WE COVER
PRODUCTS
Insurance designed for carpet, rug and upholstery cleaners working in homes and businesses.
RISKS
Key factors that could impact carpet and upholstery cleaners.

Damage to Fabrics and Surfaces
Delicate carpets and furniture can shrink, stain or discolor during cleaning.
Chemical Reactions and Misuse
Cleaning agents may react with fabrics and cause unexpected damage.
Slip and Trip Hazards
Wet carpets and hoses create slip risks for clients and workers.
Equipment Failure or Breakdowns
Machine issues can interrupt jobs and lead to repair costs or delays.
Customer Claims and Disputes
Damage to high value rugs or furniture can lead to costly claims.
CLAIMS EXAMPLES
Real-world examples of how the coverage helps protect carpet and upholstery cleaning professionals
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
WHAT WE OFFER
Simple business insurance with fast quotes, flexible policies, and expert support.














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