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Are Disability & Support Workers Covered While Driving Clients Around?

Being a disability & support worker involves assisting your clients' in almost everything they need. This may include situations where you need to take them to appointments, to the local shops or on outings. A common question we get asked by disability & support workers is "am I covered while driving my clients around".

The answer to this question is no, under the Allied Health Professionals insurance policy there is no coverage whilst driving.

What is covered however, are instances where you are assisting your client in and out of a parked car.

So let's say you need to take your client to do their weekly grocery shopping and you're helping them get into your car that's parked on the driveway, and something unfortunate were to happen causing them an injury and financial loss as a result, under the Allied Health Professionals insurance you would be covered. If, however, something happened on the drive to the shopping centre, such as a car accident, also resulting in injury and financial loss, you would not be covered.

upcover offers market leading insurance for disability & support workers. Get an instant quote in seconds today for disability & support workers insurance which includes public liability, products liability & professional indemnity, under a range of limits.

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